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How Much Does a First Lieutenant / Lieutenant Junior Grade (O-2) Make in 2026?

Updated 2026-06-08

In 2026 a First Lieutenant / Lieutenant Junior Grade (O-2) earns between $4,782 and $6,618 per month in basic pay, depending on years of service — plus tax-free BAH and BAS that raise real take-home pay further.

O-2 is usually reached about 18–24 months after commissioning. O-2 basic pay stops increasing after 6 years (most officers promote to O-3 before then).

2026 O-2 basic pay by years of service

Years of serviceMonthly basic pay
Less than 2 years$4,782
Over 2 years$5,446
Over 3 years$6,272
Over 4 years$6,484
Over 6 years$6,618

An O-2 with 2 years of service earns $5,446/month in basic pay (about $65,352/year) before allowances.

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O-2 pay beyond basic pay

Basic pay is only part of the paycheck. Most O-2s also receive tax-free BAH (housing — varies by ZIP code and dependents) and BAS ($328.48/month (officer)). Because allowances are not taxed, a O-2's real take-home pay is noticeably higher than the basic-pay figure alone.

Frequently asked questions

How much does O-2 make in 2026?

An O-2 (a First Lieutenant) earns $4,782 to $6,618 per month in basic pay in 2026, plus tax-free BAH and BAS.

How much does a O-2 make with 2 years?

About $5,446 per month in basic pay, plus allowances.