Albuquerque / Kirtland AFB, NM BAH Rates (2025)
Basic Allowance for Housing (BAH) for Albuquerque / Kirtland AFB, NM in 2025 ranges from $1,479 to $2,817 per month, depending on your pay grade and whether you have dependents. BAH is tax-free.
The table below shows the full 2025 monthly BAH rates for Albuquerque / Kirtland AFB, NM (Military Housing Area NM206) for every pay grade, both with and without dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,971 | $1,479 |
| E-2 | $1,971 | $1,479 |
| E-3 | $1,971 | $1,479 |
| E-4 | $1,971 | $1,479 |
| E-5 | $2,175 | $1,647 |
| E-6 | $2,238 | $1,785 |
| E-7 | $2,262 | $1,977 |
| E-8 | $2,289 | $2,196 |
| E-9 | $2,382 | $2,202 |
| W-1 | $2,253 | $1,911 |
| W-2 | $2,274 | $2,193 |
| W-3 | $2,313 | $2,205 |
| W-4 | $2,412 | $2,232 |
| W-5 | $2,538 | $2,265 |
| O-1E | $2,265 | $2,172 |
| O-2E | $2,304 | $2,199 |
| O-3E | $2,430 | $2,226 |
| O-1 | $2,193 | $1,764 |
| O-2 | $2,235 | $2,112 |
| O-3 | $2,310 | $2,211 |
| O-4 | $2,580 | $2,253 |
| O-5 | $2,772 | $2,268 |
| O-6 | $2,796 | $2,289 |
| O-7 | $2,817 | $2,331 |
For example, an E-5 in Albuquerque / Kirtland AFB, NM receives $2,175/month with dependents or $1,647/month without. An O-3 receives $2,310 / $2,211.
See your full take-home pay for Albuquerque / Kirtland AFB, NM — pre-loaded with this location, plus basic pay, BAS, and taxes.
Calculate my Albuquerque / Kirtland AFB pay →How BAH works in Albuquerque / Kirtland AFB, NM
BAH is set by the cost of rental housing in the Albuquerque / Kirtland AFB, NM Military Housing Area, your pay grade, and your dependent status. It is paid monthly and is not taxed. Higher ranks and members with dependents receive more. Because it reflects local rents, Albuquerque / Kirtland AFB, NM's rates differ from other locations — compare yours in the calculator.
These are the official 2025 rates (the latest complete public dataset). 2026 BAH rose about 4.2% on average nationwide; for an exact current figure, enter your ZIP in the military pay calculator or check the DoD BAH lookup. Learn more in our 2026 BAH guide.
Other BAH rates in New Mexico
Cannon AFB / Clovis · Holloman AFB / Alamogordo · Santa FE / Los Alamos · White Sands MR / Las Cruces
Frequently asked questions
How much is BAH in Albuquerque / Kirtland AFB, NM for an E-5?
In 2025, BAH for an E-5 in Albuquerque / Kirtland AFB, NM is $2,175/month with dependents and $1,647/month without dependents.
How much is BAH for an E-7 in Albuquerque / Kirtland AFB, NM?
An E-7 in Albuquerque / Kirtland AFB, NM receives $2,262/month with dependents ($1,977 without) in 2025.
Is BAH in Albuquerque / Kirtland AFB, NM taxable?
No. BAH is not subject to federal income tax, so you keep the full amount.