Columbia / Jefferson City, MO BAH Rates (2025)
Basic Allowance for Housing (BAH) for Columbia / Jefferson City, MO in 2025 ranges from $981 to $2,472 per month, depending on your pay grade and whether you have dependents. BAH is tax-free.
The table below shows the full 2025 monthly BAH rates for Columbia / Jefferson City, MO (Military Housing Area MO165) for every pay grade, both with and without dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,188 | $981 |
| E-2 | $1,188 | $981 |
| E-3 | $1,188 | $981 |
| E-4 | $1,188 | $981 |
| E-5 | $1,257 | $1,062 |
| E-6 | $1,461 | $1,119 |
| E-7 | $1,665 | $1,248 |
| E-8 | $1,884 | $1,413 |
| E-9 | $2,091 | $1,569 |
| W-1 | $1,479 | $1,179 |
| W-2 | $1,755 | $1,317 |
| W-3 | $2,028 | $1,572 |
| W-4 | $2,118 | $1,602 |
| W-5 | $2,232 | $1,713 |
| O-1E | $1,701 | $1,275 |
| O-2E | $1,989 | $1,491 |
| O-3E | $2,133 | $1,599 |
| O-1 | $1,290 | $1,116 |
| O-2 | $1,458 | $1,251 |
| O-3 | $2,019 | $1,575 |
| O-4 | $2,268 | $1,701 |
| O-5 | $2,436 | $1,827 |
| O-6 | $2,454 | $2,010 |
| O-7 | $2,472 | $2,043 |
For example, an E-5 in Columbia / Jefferson City, MO receives $1,257/month with dependents or $1,062/month without. An O-3 receives $2,019 / $1,575.
See your full take-home pay for Columbia / Jefferson City, MO — pre-loaded with this location, plus basic pay, BAS, and taxes.
Calculate my Columbia / Jefferson City pay →How BAH works in Columbia / Jefferson City, MO
BAH is set by the cost of rental housing in the Columbia / Jefferson City, MO Military Housing Area, your pay grade, and your dependent status. It is paid monthly and is not taxed. Higher ranks and members with dependents receive more. Because it reflects local rents, Columbia / Jefferson City, MO's rates differ from other locations — compare yours in the calculator.
These are the official 2025 rates (the latest complete public dataset). 2026 BAH rose about 4.2% on average nationwide; for an exact current figure, enter your ZIP in the military pay calculator or check the DoD BAH lookup. Learn more in our 2026 BAH guide.
Other BAH rates in Missouri
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Frequently asked questions
How much is BAH in Columbia / Jefferson City, MO for an E-5?
In 2025, BAH for an E-5 in Columbia / Jefferson City, MO is $1,257/month with dependents and $1,062/month without dependents.
How much is BAH for an E-7 in Columbia / Jefferson City, MO?
An E-7 in Columbia / Jefferson City, MO receives $1,665/month with dependents ($1,248 without) in 2025.
Is BAH in Columbia / Jefferson City, MO taxable?
No. BAH is not subject to federal income tax, so you keep the full amount.