Fargo, ND BAH Rates (2025)
Basic Allowance for Housing (BAH) for Fargo, ND in 2025 ranges from $1,041 to $2,616 per month, depending on your pay grade and whether you have dependents. BAH is tax-free.
The table below shows the full 2025 monthly BAH rates for Fargo, ND (Military Housing Area ND189) for every pay grade, both with and without dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,332 | $1,041 |
| E-2 | $1,332 | $1,041 |
| E-3 | $1,332 | $1,041 |
| E-4 | $1,332 | $1,041 |
| E-5 | $1,509 | $1,131 |
| E-6 | $2,115 | $1,587 |
| E-7 | $2,172 | $1,629 |
| E-8 | $2,226 | $1,671 |
| E-9 | $2,313 | $1,812 |
| W-1 | $2,136 | $1,602 |
| W-2 | $2,193 | $1,644 |
| W-3 | $2,265 | $1,836 |
| W-4 | $2,334 | $2,124 |
| W-5 | $2,421 | $2,184 |
| O-1E | $2,175 | $1,635 |
| O-2E | $2,256 | $1,773 |
| O-3E | $2,346 | $2,109 |
| O-1 | $1,587 | $1,191 |
| O-2 | $2,109 | $1,632 |
| O-3 | $2,262 | $1,896 |
| O-4 | $2,448 | $2,166 |
| O-5 | $2,577 | $2,193 |
| O-6 | $2,598 | $2,244 |
| O-7 | $2,616 | $2,283 |
For example, an E-5 in Fargo, ND receives $1,509/month with dependents or $1,131/month without. An O-3 receives $2,262 / $1,896.
See your full take-home pay for Fargo, ND — pre-loaded with this location, plus basic pay, BAS, and taxes.
Calculate my Fargo pay →How BAH works in Fargo, ND
BAH is set by the cost of rental housing in the Fargo, ND Military Housing Area, your pay grade, and your dependent status. It is paid monthly and is not taxed. Higher ranks and members with dependents receive more. Because it reflects local rents, Fargo, ND's rates differ from other locations — compare yours in the calculator.
These are the official 2025 rates (the latest complete public dataset). 2026 BAH rose about 4.2% on average nationwide; for an exact current figure, enter your ZIP in the military pay calculator or check the DoD BAH lookup. Learn more in our 2026 BAH guide.
Other BAH rates in North Dakota
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Frequently asked questions
How much is BAH in Fargo, ND for an E-5?
In 2025, BAH for an E-5 in Fargo, ND is $1,509/month with dependents and $1,131/month without dependents.
How much is BAH for an E-7 in Fargo, ND?
An E-7 in Fargo, ND receives $2,172/month with dependents ($1,629 without) in 2025.
Is BAH in Fargo, ND taxable?
No. BAH is not subject to federal income tax, so you keep the full amount.