Florida Keys, FL BAH Rates (2025)
Basic Allowance for Housing (BAH) for Florida Keys, FL in 2025 ranges from $2,997 to $6,321 per month, depending on your pay grade and whether you have dependents. BAH is tax-free.
The table below shows the full 2025 monthly BAH rates for Florida Keys, FL (Military Housing Area FL069) for every pay grade, both with and without dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $3,735 | $2,997 |
| E-2 | $3,735 | $2,997 |
| E-3 | $3,735 | $2,997 |
| E-4 | $3,735 | $2,997 |
| E-5 | $3,912 | $3,360 |
| E-6 | $4,266 | $3,570 |
| E-7 | $4,473 | $3,741 |
| E-8 | $4,695 | $3,987 |
| E-9 | $5,058 | $4,086 |
| W-1 | $4,287 | $3,684 |
| W-2 | $4,563 | $3,984 |
| W-3 | $4,839 | $4,101 |
| W-4 | $5,142 | $4,311 |
| W-5 | $5,502 | $4,524 |
| O-1E | $4,512 | $3,909 |
| O-2E | $4,800 | $4,065 |
| O-3E | $5,193 | $4,257 |
| O-1 | $3,963 | $3,552 |
| O-2 | $4,263 | $3,858 |
| O-3 | $4,830 | $4,137 |
| O-4 | $5,634 | $4,485 |
| O-5 | $6,207 | $4,656 |
| O-6 | $6,264 | $4,821 |
| O-7 | $6,321 | $4,911 |
For example, an E-5 in Florida Keys, FL receives $3,912/month with dependents or $3,360/month without. An O-3 receives $4,830 / $4,137.
See your full take-home pay for Florida Keys, FL — pre-loaded with this location, plus basic pay, BAS, and taxes.
Calculate my Florida Keys pay →How BAH works in Florida Keys, FL
BAH is set by the cost of rental housing in the Florida Keys, FL Military Housing Area, your pay grade, and your dependent status. It is paid monthly and is not taxed. Higher ranks and members with dependents receive more. Because it reflects local rents, Florida Keys, FL's rates differ from other locations — compare yours in the calculator.
These are the official 2025 rates (the latest complete public dataset). 2026 BAH rose about 4.2% on average nationwide; for an exact current figure, enter your ZIP in the military pay calculator or check the DoD BAH lookup. Learn more in our 2026 BAH guide.
Other BAH rates in Florida
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Frequently asked questions
How much is BAH in Florida Keys, FL for an E-5?
In 2025, BAH for an E-5 in Florida Keys, FL is $3,912/month with dependents and $3,360/month without dependents.
How much is BAH for an E-7 in Florida Keys, FL?
An E-7 in Florida Keys, FL receives $4,473/month with dependents ($3,741 without) in 2025.
Is BAH in Florida Keys, FL taxable?
No. BAH is not subject to federal income tax, so you keep the full amount.