Fort Chaffee / Fort Smith, AR BAH Rates (2025)
Basic Allowance for Housing (BAH) for Fort Chaffee / Fort Smith, AR in 2025 ranges from $873 to $2,289 per month, depending on your pay grade and whether you have dependents. BAH is tax-free.
The table below shows the full 2025 monthly BAH rates for Fort Chaffee / Fort Smith, AR (Military Housing Area AR012) for every pay grade, both with and without dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,122 | $873 |
| E-2 | $1,122 | $873 |
| E-3 | $1,122 | $873 |
| E-4 | $1,122 | $873 |
| E-5 | $1,233 | $954 |
| E-6 | $1,647 | $1,233 |
| E-7 | $1,737 | $1,302 |
| E-8 | $1,833 | $1,374 |
| E-9 | $1,956 | $1,467 |
| W-1 | $1,665 | $1,248 |
| W-2 | $1,779 | $1,335 |
| W-3 | $1,899 | $1,470 |
| W-4 | $1,977 | $1,662 |
| W-5 | $2,079 | $1,761 |
| O-1E | $1,752 | $1,314 |
| O-2E | $1,881 | $1,410 |
| O-3E | $1,992 | $1,638 |
| O-1 | $1,290 | $1,008 |
| O-2 | $1,644 | $1,305 |
| O-3 | $1,896 | $1,497 |
| O-4 | $2,109 | $1,737 |
| O-5 | $2,256 | $1,791 |
| O-6 | $2,274 | $1,881 |
| O-7 | $2,289 | $1,911 |
For example, an E-5 in Fort Chaffee / Fort Smith, AR receives $1,233/month with dependents or $954/month without. An O-3 receives $1,896 / $1,497.
See your full take-home pay for Fort Chaffee / Fort Smith, AR — pre-loaded with this location, plus basic pay, BAS, and taxes.
Calculate my Fort Chaffee / Fort Smith pay →How BAH works in Fort Chaffee / Fort Smith, AR
BAH is set by the cost of rental housing in the Fort Chaffee / Fort Smith, AR Military Housing Area, your pay grade, and your dependent status. It is paid monthly and is not taxed. Higher ranks and members with dependents receive more. Because it reflects local rents, Fort Chaffee / Fort Smith, AR's rates differ from other locations — compare yours in the calculator.
These are the official 2025 rates (the latest complete public dataset). 2026 BAH rose about 4.2% on average nationwide; for an exact current figure, enter your ZIP in the military pay calculator or check the DoD BAH lookup. Learn more in our 2026 BAH guide.
Other BAH rates in Arkansas
Frequently asked questions
How much is BAH in Fort Chaffee / Fort Smith, AR for an E-5?
In 2025, BAH for an E-5 in Fort Chaffee / Fort Smith, AR is $1,233/month with dependents and $954/month without dependents.
How much is BAH for an E-7 in Fort Chaffee / Fort Smith, AR?
An E-7 in Fort Chaffee / Fort Smith, AR receives $1,737/month with dependents ($1,302 without) in 2025.
Is BAH in Fort Chaffee / Fort Smith, AR taxable?
No. BAH is not subject to federal income tax, so you keep the full amount.