San Francisco, CA BAH Rates (2025)
Basic Allowance for Housing (BAH) for San Francisco, CA in 2025 ranges from $3,447 to $6,837 per month, depending on your pay grade and whether you have dependents. BAH is tax-free.
The table below shows the full 2025 monthly BAH rates for San Francisco, CA (Military Housing Area CA019) for every pay grade, both with and without dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $4,596 | $3,447 |
| E-2 | $4,596 | $3,447 |
| E-3 | $4,596 | $3,447 |
| E-4 | $4,596 | $3,447 |
| E-5 | $4,992 | $3,900 |
| E-6 | $5,286 | $4,245 |
| E-7 | $5,352 | $4,614 |
| E-8 | $5,421 | $5,055 |
| E-9 | $5,667 | $5,133 |
| W-1 | $5,304 | $4,461 |
| W-2 | $5,379 | $5,052 |
| W-3 | $5,469 | $5,145 |
| W-4 | $5,742 | $5,295 |
| W-5 | $6,075 | $5,367 |
| O-1E | $5,358 | $4,989 |
| O-2E | $5,457 | $5,115 |
| O-3E | $5,793 | $5,277 |
| O-1 | $5,034 | $4,197 |
| O-2 | $5,283 | $4,860 |
| O-3 | $5,466 | $5,178 |
| O-4 | $6,192 | $5,349 |
| O-5 | $6,714 | $5,385 |
| O-6 | $6,777 | $5,448 |
| O-7 | $6,837 | $5,553 |
For example, an E-5 in San Francisco, CA receives $4,992/month with dependents or $3,900/month without. An O-3 receives $5,466 / $5,178.
See your full take-home pay for San Francisco, CA — pre-loaded with this location, plus basic pay, BAS, and taxes.
Calculate my San Francisco pay →How BAH works in San Francisco, CA
BAH is set by the cost of rental housing in the San Francisco, CA Military Housing Area, your pay grade, and your dependent status. It is paid monthly and is not taxed. Higher ranks and members with dependents receive more. Because it reflects local rents, San Francisco, CA's rates differ from other locations — compare yours in the calculator.
These are the official 2025 rates (the latest complete public dataset). 2026 BAH rose about 4.2% on average nationwide; for an exact current figure, enter your ZIP in the military pay calculator or check the DoD BAH lookup. Learn more in our 2026 BAH guide.
Other BAH rates in California
Barstow / Fort Irwin · Beale AFB · Bridgeport · Camp Pendleton · China Lake · EL Centro · Edwards AFB / Palmdale · Fresno · Humboldt County · Lemoore NAS · Los Angeles · Marin / Sonoma · Monterey · Oakland · Riverside · Sacramento · San Bernardino · San Diego · San Luis Obispo · Santa Clara County · Stockton · Twenty Nine Palms MCB · Vallejo / Travis AFB · Vandenberg Sfb · +1 more in California
Frequently asked questions
How much is BAH in San Francisco, CA for an E-5?
In 2025, BAH for an E-5 in San Francisco, CA is $4,992/month with dependents and $3,900/month without dependents.
How much is BAH for an E-7 in San Francisco, CA?
An E-7 in San Francisco, CA receives $5,352/month with dependents ($4,614 without) in 2025.
Is BAH in San Francisco, CA taxable?
No. BAH is not subject to federal income tax, so you keep the full amount.