Traverse City, MI BAH Rates (2025)
Basic Allowance for Housing (BAH) for Traverse City, MI in 2025 ranges from $1,554 to $3,426 per month, depending on your pay grade and whether you have dependents. BAH is tax-free.
The table below shows the full 2025 monthly BAH rates for Traverse City, MI (Military Housing Area MI146) for every pay grade, both with and without dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $1,851 | $1,554 |
| E-2 | $1,851 | $1,554 |
| E-3 | $1,851 | $1,554 |
| E-4 | $1,851 | $1,554 |
| E-5 | $1,884 | $1,716 |
| E-6 | $2,469 | $1,851 |
| E-7 | $2,589 | $1,941 |
| E-8 | $2,712 | $2,034 |
| E-9 | $2,883 | $2,178 |
| W-1 | $2,490 | $1,869 |
| W-2 | $2,640 | $2,001 |
| W-3 | $2,793 | $2,199 |
| W-4 | $2,922 | $2,493 |
| W-5 | $3,078 | $2,616 |
| O-1E | $2,607 | $1,956 |
| O-2E | $2,772 | $2,139 |
| O-3E | $2,943 | $2,463 |
| O-1 | $1,959 | $1,812 |
| O-2 | $2,463 | $1,944 |
| O-3 | $2,787 | $2,259 |
| O-4 | $3,129 | $2,589 |
| O-5 | $3,369 | $2,658 |
| O-6 | $3,399 | $2,775 |
| O-7 | $3,426 | $2,823 |
For example, an E-5 in Traverse City, MI receives $1,884/month with dependents or $1,716/month without. An O-3 receives $2,787 / $2,259.
See your full take-home pay for Traverse City, MI — pre-loaded with this location, plus basic pay, BAS, and taxes.
Calculate my Traverse City pay →How BAH works in Traverse City, MI
BAH is set by the cost of rental housing in the Traverse City, MI Military Housing Area, your pay grade, and your dependent status. It is paid monthly and is not taxed. Higher ranks and members with dependents receive more. Because it reflects local rents, Traverse City, MI's rates differ from other locations — compare yours in the calculator.
These are the official 2025 rates (the latest complete public dataset). 2026 BAH rose about 4.2% on average nationwide; for an exact current figure, enter your ZIP in the military pay calculator or check the DoD BAH lookup. Learn more in our 2026 BAH guide.
Other BAH rates in Michigan
Ann Arbor · Battle Creek / Kalamazoo · Detroit · Grand Haven · Grand Rapids · Lansing · Marquette · Saginaw · Sault Ste Marie
Frequently asked questions
How much is BAH in Traverse City, MI for an E-5?
In 2025, BAH for an E-5 in Traverse City, MI is $1,884/month with dependents and $1,716/month without dependents.
How much is BAH for an E-7 in Traverse City, MI?
An E-7 in Traverse City, MI receives $2,589/month with dependents ($1,941 without) in 2025.
Is BAH in Traverse City, MI taxable?
No. BAH is not subject to federal income tax, so you keep the full amount.