Westchester County, NY BAH Rates (2025)
Basic Allowance for Housing (BAH) for Westchester County, NY in 2025 ranges from $2,955 to $7,632 per month, depending on your pay grade and whether you have dependents. BAH is tax-free.
The table below shows the full 2025 monthly BAH rates for Westchester County, NY (Military Housing Area NY349) for every pay grade, both with and without dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $3,921 | $2,955 |
| E-2 | $3,921 | $2,955 |
| E-3 | $3,921 | $2,955 |
| E-4 | $3,921 | $2,955 |
| E-5 | $4,107 | $3,465 |
| E-6 | $5,127 | $3,846 |
| E-7 | $5,472 | $4,104 |
| E-8 | $5,838 | $4,380 |
| E-9 | $6,303 | $4,728 |
| W-1 | $5,157 | $3,867 |
| W-2 | $5,622 | $4,305 |
| W-3 | $6,078 | $4,731 |
| W-4 | $6,390 | $5,208 |
| W-5 | $6,765 | $5,556 |
| O-1E | $5,541 | $4,155 |
| O-2E | $6,012 | $4,554 |
| O-3E | $6,447 | $5,121 |
| O-1 | $4,230 | $3,732 |
| O-2 | $5,112 | $4,107 |
| O-3 | $6,060 | $4,758 |
| O-4 | $6,900 | $5,499 |
| O-5 | $7,494 | $5,712 |
| O-6 | $7,563 | $6,060 |
| O-7 | $7,632 | $6,174 |
For example, an E-5 in Westchester County, NY receives $4,107/month with dependents or $3,465/month without. An O-3 receives $6,060 / $4,758.
See your full take-home pay for Westchester County, NY — pre-loaded with this location, plus basic pay, BAS, and taxes.
Calculate my Westchester County pay →How BAH works in Westchester County, NY
BAH is set by the cost of rental housing in the Westchester County, NY Military Housing Area, your pay grade, and your dependent status. It is paid monthly and is not taxed. Higher ranks and members with dependents receive more. Because it reflects local rents, Westchester County, NY's rates differ from other locations — compare yours in the calculator.
These are the official 2025 rates (the latest complete public dataset). 2026 BAH rose about 4.2% on average nationwide; for an exact current figure, enter your ZIP in the military pay calculator or check the DoD BAH lookup. Learn more in our 2026 BAH guide.
Other BAH rates in New York
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Frequently asked questions
How much is BAH in Westchester County, NY for an E-5?
In 2025, BAH for an E-5 in Westchester County, NY is $4,107/month with dependents and $3,465/month without dependents.
How much is BAH for an E-7 in Westchester County, NY?
An E-7 in Westchester County, NY receives $5,472/month with dependents ($4,104 without) in 2025.
Is BAH in Westchester County, NY taxable?
No. BAH is not subject to federal income tax, so you keep the full amount.