Essex CO, MA BAH Rates (2025)
Basic Allowance for Housing (BAH) for Essex CO, MA in 2025 ranges from $2,454 to $5,445 per month, depending on your pay grade and whether you have dependents. BAH is tax-free.
The table below shows the full 2025 monthly BAH rates for Essex CO, MA (Military Housing Area MA125) for every pay grade, both with and without dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $3,108 | $2,454 |
| E-2 | $3,108 | $2,454 |
| E-3 | $3,108 | $2,454 |
| E-4 | $3,108 | $2,454 |
| E-5 | $3,306 | $2,748 |
| E-6 | $3,630 | $2,925 |
| E-7 | $3,831 | $3,114 |
| E-8 | $4,050 | $3,375 |
| E-9 | $4,377 | $3,465 |
| W-1 | $3,651 | $3,048 |
| W-2 | $3,921 | $3,372 |
| W-3 | $4,191 | $3,477 |
| W-4 | $4,449 | $3,672 |
| W-5 | $4,755 | $3,882 |
| O-1E | $3,870 | $3,303 |
| O-2E | $4,152 | $3,444 |
| O-3E | $4,494 | $3,621 |
| O-1 | $3,351 | $2,907 |
| O-2 | $3,627 | $3,243 |
| O-3 | $4,182 | $3,510 |
| O-4 | $4,866 | $3,843 |
| O-5 | $5,349 | $4,011 |
| O-6 | $5,400 | $4,173 |
| O-7 | $5,445 | $4,251 |
For example, an E-5 in Essex CO, MA receives $3,306/month with dependents or $2,748/month without. An O-3 receives $4,182 / $3,510.
See your full take-home pay for Essex CO, MA — pre-loaded with this location, plus basic pay, BAS, and taxes.
Calculate my Essex CO pay →How BAH works in Essex CO, MA
BAH is set by the cost of rental housing in the Essex CO, MA Military Housing Area, your pay grade, and your dependent status. It is paid monthly and is not taxed. Higher ranks and members with dependents receive more. Because it reflects local rents, Essex CO, MA's rates differ from other locations — compare yours in the calculator.
These are the official 2025 rates (the latest complete public dataset). 2026 BAH rose about 4.2% on average nationwide; for an exact current figure, enter your ZIP in the military pay calculator or check the DoD BAH lookup. Learn more in our 2026 BAH guide.
Other BAH rates in Massachusetts
Boston · Cape Cod-plymouth · Fitchburg · Hampden County · Hanscom AFB · Martha's Vineyard · Nantucket · Worcester
Frequently asked questions
How much is BAH in Essex CO, MA for an E-5?
In 2025, BAH for an E-5 in Essex CO, MA is $3,306/month with dependents and $2,748/month without dependents.
How much is BAH for an E-7 in Essex CO, MA?
An E-7 in Essex CO, MA receives $3,831/month with dependents ($3,114 without) in 2025.
Is BAH in Essex CO, MA taxable?
No. BAH is not subject to federal income tax, so you keep the full amount.