Hampden County, MA BAH Rates (2025)
Basic Allowance for Housing (BAH) for Hampden County, MA in 2025 ranges from $1,692 to $4,002 per month, depending on your pay grade and whether you have dependents. BAH is tax-free.
The table below shows the full 2025 monthly BAH rates for Hampden County, MA (Military Housing Area MA126) for every pay grade, both with and without dependents.
| Pay grade | With dependents | Without dependents |
|---|---|---|
| E-1 | $2,202 | $1,692 |
| E-2 | $2,202 | $1,692 |
| E-3 | $2,202 | $1,692 |
| E-4 | $2,202 | $1,692 |
| E-5 | $2,313 | $1,947 |
| E-6 | $2,763 | $2,097 |
| E-7 | $2,982 | $2,238 |
| E-8 | $3,210 | $2,409 |
| E-9 | $3,453 | $2,589 |
| W-1 | $2,787 | $2,178 |
| W-2 | $3,075 | $2,406 |
| W-3 | $3,360 | $2,592 |
| W-4 | $3,489 | $2,811 |
| W-5 | $3,645 | $3,033 |
| O-1E | $3,021 | $2,310 |
| O-2E | $3,321 | $2,508 |
| O-3E | $3,510 | $2,757 |
| O-1 | $2,373 | $2,088 |
| O-2 | $2,760 | $2,280 |
| O-3 | $3,351 | $2,601 |
| O-4 | $3,696 | $2,994 |
| O-5 | $3,933 | $3,126 |
| O-6 | $3,969 | $3,342 |
| O-7 | $4,002 | $3,405 |
For example, an E-5 in Hampden County, MA receives $2,313/month with dependents or $1,947/month without. An O-3 receives $3,351 / $2,601.
See your full take-home pay for Hampden County, MA — pre-loaded with this location, plus basic pay, BAS, and taxes.
Calculate my Hampden County pay →How BAH works in Hampden County, MA
BAH is set by the cost of rental housing in the Hampden County, MA Military Housing Area, your pay grade, and your dependent status. It is paid monthly and is not taxed. Higher ranks and members with dependents receive more. Because it reflects local rents, Hampden County, MA's rates differ from other locations — compare yours in the calculator.
These are the official 2025 rates (the latest complete public dataset). 2026 BAH rose about 4.2% on average nationwide; for an exact current figure, enter your ZIP in the military pay calculator or check the DoD BAH lookup. Learn more in our 2026 BAH guide.
Other BAH rates in Massachusetts
Boston · Cape Cod-plymouth · Essex CO · Fitchburg · Hanscom AFB · Martha's Vineyard · Nantucket · Worcester
Frequently asked questions
How much is BAH in Hampden County, MA for an E-5?
In 2025, BAH for an E-5 in Hampden County, MA is $2,313/month with dependents and $1,947/month without dependents.
How much is BAH for an E-7 in Hampden County, MA?
An E-7 in Hampden County, MA receives $2,982/month with dependents ($2,238 without) in 2025.
Is BAH in Hampden County, MA taxable?
No. BAH is not subject to federal income tax, so you keep the full amount.